An real economy embedded into a financial sphere consisting of Banks with the capacity to generate a money flow (Mc) into the economy by money creation and the capacity to enforce to destroy a flow of money (Md) by debt repayment and non banks capable to store money on bank accounts as a means of value accumulation / storage is subject to the four money flows Mc (money created), Md (money destroyed), Me (money extracted) , Mr (money released). This establishes at the same time two money basins, each filled with an certain amount of money MR in the real economy and MA in the accumulating account. If we assume that the real economy needs a certain amount of money to run well, it is easy to see, that it can be starved by adjusting the flows in a way that makes (Mc-Md)+(Mr-Me) negative. It can also bee seen, that the economy will be flooded by money / inflated over time, when the sum of the two terms becomes positve. The equilibrium, where the sum of the two terms is exactly zero, is the rare pipe dream exception in the phantasies of neoclassical armchair economists ignoring all that. I think the above picture explains almost every monetary problem we see and have with this stupid arrangement these days. Just think about it. And don't expect that central banks will be able to fix it some how under the current conditions/setup.
P.S.: Where can I apply for the next nobel price in economics?