"The “car poor” is a reference to people who borrow money to buy vehicles but later have trouble repaying their maturing loans."
Weiter im Text heisst es u.a.:
"Among imported carmakers, BMW has taken the lead in past years attracting young local customers. Its deferred-installment program allowed customers to initially pay one-fifth of the total car price and pay off the balance three years later. The German carmaker offered the program at an interest rate of between 12 and 16 percent, far higher than the rates offered by banks."